The tremendous growth in offline payments and financial services has resulted in Paytm clocking about 1.2 bn transactions in Feb across platforms. After training over 2 mn merchants, Paytm has introduced digital transactions in 50,000 villages which surged the number of online transactions. Its offline merchant payments are soaring at 15% month-on-month. Paytm has payments businesses across platforms such as UPI, wallet, offline, and QR codes.